same... what's the point of role playing if you're going to take shortcuts?? if i need money, i start gambling or repairing weapons to resell for caps... i collect every duct tape, wrench, scrap electronic/metal, and wonderglue for the sole reason of creating weapon repair kits... just so i can repair some weapons and sell them when i need to...
and once you play through dead money?? pssh, a good cap flow will never be an issue anymore...
also, i don't really care about having the best of the best stuff... i go with what i like... my first new vegas character, bones, used the all-american rifle and riot shotgun pretty much 95% of the time... not nearly the best, but with the right perks they are unstoppable...